($50,000+)
0.40%
0.40%
(1-Year, $5,000)
0.45%
0.45%
APRs as low as
1.99%
2.59%
2.79%
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Privacy PolicyWhile FocalPoint Federal Credit Union, your member-owned financial institution, is committed to providing you with competitive products and services to meet your financial needs and help you reach your financial goals, we are equally committed to protecting the privacy of our members. Under federal law, we are required to give you this privacy notice describing our credit union’s privacy policy and practices concerning the personal information we collect and disclose about our members. Also included, please find information about the parties who receive personal and sometimes nonpublic information from us as we conduct the credit union's business. If after reading this notice you have questions, please contact us at:
INFORMATION WE COLLECT ABOUT YOUWe collect nonpublic personal information about you from the following sources:
PARTIES WHO RECEIVE INFORMATION FROM USWe may disclose nonpublic or personal information about you to the following types of third parties:
DISCLOSURE OF INFORMATION TO PARTIES THAT PROVIDE SERVICES TO USIn order for us to conduct the business of the credit union, we may disclose all of the information we collect, as described above, to: other financial institutions with whom we have joint marketing agreements; other companies that perform marketing services on our behalf; or non-affiliated third parties for the purposes of processing and servicing transactions that you request or authorize so that we may provide members competitive products and services. We may also disclose nonpublic personal information about you under circumstances as permitted or required by law. The disclosures typically include information to process transactions on your behalf, conduct the operations of our credit union, follow your instructions as you authorize, or protect the security of our financial records. To protect our members’ privacy, we only work with companies that agree to maintain strong confidentiality protections and limit the use of information we provide. We do not permit these companies to sell the information we provide to other third parties. DISCLOSURE OF INFORMATION ABOUT FORMER MEMBERSIf you terminate your membership with FocalPoint Federal Credit Union, we will not share information we have collected about you, except as may be permitted or required by law. HOW WE PROTECT YOUR INFORMATIONWe restrict access to nonpublic personal information about you to those employees who need to know this information in order to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal regulations to guard your nonpublic personal information. WHAT MEMBERS CAN DO TO HELPFocalPoint Federal Credit Union is committed to protecting the privacy of our members. Members can help by following these simple guidelines:
Let us know if you have questions. Please do not hesitate to call us – we are here to serve you! CUNA Mutual Group, 2000,2007 |